Normal saving account is general saving account which can be opened by any individuals (single/joint) except minors without maintaining minimum balance.
| Minimum Balance | Zero |
| Interest rate | As per Published interest rate of Bank |
| KS iMobile | As per STC |
| Debit Card | As per STC |
| Locker charges | As per STC |
| Locker Security Deposit | As per STC |
| Locker Surrender Charge | As per STC |
| Demat/Meroshare | As per STC |
| Interest Calculation | Interest Calculation on daily and payable quarterly |
| Eligibility | All individuals except minors can open this account |