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SMART SME

Loan approval within one working day after submitting all the required documents
Minimum interest rate
Easy processing
Loan limit up to 50 lakhs
Loan available for both new/existing business

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Features

Facilities Type: Overdraft, Term Loan and Demand Loan
Purpose: To finance Small Business Enterprises
Minimum Loan Amount : NPR 15,00,000 (1.5 million)
Maximum Loan Amount : NPR 50,00,000 (5 million)
Maximum Term : NPR 50,000,000 (5 million)
Maximum Overdraft : NPR 50,000,000 (5 million)
LTV: Up to 80% of FMV.
Tenure : Upto 15 years (term loan) for land and building financing, up to 10 years for other term loan & 1-year revolving basis(Overdraft)

Required Documents

Audited & Projected Financial Statements.
Tax Clearance Certfiicate
Citizenship Certificate of Proprietors, Partners, Directors as applicable
Business Registration
PAN/VAT Registration
Memorandum of Associations(MOA)/Article of
Associations(AOA), Board Resolutions as applicable.
Land Ownership Certificate (Lalpurja)
Building Completion Certificate as applicable.
Four Boundaries Certificate (Charkilla), Blue Print, Trace Map etc.

Benefits

Personalized

Quick

Easy

Competitive