Saral Byapaar Karja

Small and Medium Enterprises (SMEs) are considered the backbone of the country’s economy and engine for development and critical for the economic and social development of emerging markets like Nepal. It is mainly targeted towards Small and Medium industrial and trading businesses involved in manufacturing, service, and trading to finance their working capital, capital expenditure (including refinancing of equity), and trade (LC/ Guarantee) Facilities.
Competitive interest rate.
Flexible Loan Tenure.
Both funds based and non- fund based credit facilities.
Easy Processing .

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Features

Loan Application.
Audited and 3 years projected Financial Report.
Copy of Firm/ PAN/ VAT Registration Certificate, Partnership Deed, Latest Tax Clearance Certificate.
MOA/ AOA (If Any.
Company’s Profile.
Board Resolution for opening A/C, Availing Loan, Delegation of Authority (If an).
Copy of citizenship and 1 copy of PP size photograph of all directors.
Project Proposal (If any).
Profile (Biodata) of the Directors/ Shareholders.
Documents related to fixed assets security (i.e. Lal Purja, Tiro Rashid etc).
Bank Statement.
Detail report of Stocks, Account Receivables, Account Payables, Goods in Transit, Sales, Purchase etc.
If Directors/ Shareholders are involved in other company details of the company.
List of major Suppliers/ Buyers.
Main products of the unit/ Firm/ Industry/ Company.

Note:

If the mode of transfer is “Rajinama” the cooling off period must elapse 6 months 35 days..
For “Bakaspatra”- 2 years and 35 days.
For "Ankshabanda”- 3 months.
For “Mrityu Namsari”- 3 years.