Mortgage Loan

A mortgage loan or, simply, the mortgage is used either by purchasers of real property to raise funds to buy real estate, or alternatively by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged. The loan is “secured” on the borrower’s property through a process known as mortgage origination.

Financing for

  • House construction loan.
  • Readymade house purchase.
  • Plot purchase.
  • Renovation / Extension of your house.
  • Refinancing from your existing financier.
  • Loan against own property.

Benefits

  • Competitive interest rates. 
  • Quick Processing Time. 
  • Easy documentation. 
  • Personalized service.

Features

  • Up-to 60% of the property value (Depend upon location and nature of loan)
  • Maximum Tenure: up to 30 years.
  • Maximum loan: NPR 50 Million

  • Passport size photo of applicants/guarantor.
  • Copy of citizenship document of borrowers/guarantor.
  • Copy of Land ownership document (lal purja).
  • Copy of Transfer deed (Rajinama).
  • Blue Print of Land.
  • Building construction approval from Municipality / VDC along with drawing plans (applicable where building is involved).
  • Char Killa (four boundary).
  • Land revenue Tax Receipt (malpot receipt).
  • Income certifying document (Salary letter, Audited balance sheet, rental agreement etc.).
  • Firm / company registration and PAN in case of income from business source.
  • Building completion certificate from Municipality/VDC in case of readymade house purchase and loan against property.

Benefits

Competitive

Personalized

Easy

Quick