Margin Lending

Margin lending is a type of loan that allows you to borrow money to invest, by using your existing shares, managed funds, and/or cash as security. It’s a type of gearing which is borrowing money to invest.

• Financing against owned shares.
• For purchasing of share

• Loan Limit
  • Minimum: NPR 0.5 Million
  • Maximum:
    • Individual Borrower: NPR 250 Million for individual SOL
    • Institution Borrower: No limit for institution established with the objective of making investment in securities market
• Loan to Value
  • Valuation of the share shall be carried out in line with NRB Directives as follows:
  • Ordinary Shares: 180 days average trading price or latest closing price, whichever is lower
  • Promoter Shares: 50% of lower of:
    • 50% of 180 days average trading price of ordinary shares
    • Latest closing price of promoter share
    (whichever is lower)
  • Mutual Fund: 180 days average trading price or latest closing price or Net Asset Value (NAV); whichever is lower
• Loan Tenure: Maximum 1 Year
• Hassle Free
• Quick Processing Time

• Passport size photo of applicants/guarantor.
• Copy of citizenship document of borrowers/guarantor
• DMAT Statements.
• PAN in case limit above 10 Million.
• Registration Document at the concerned Nepal Government Office and Tax Office (for firms/companies).
• Memorandum of Articles and Association (if Private Limited).
• Partnership Deed (for Partnership firm).
• Board Resolution (if Private Limited and Institutions).  
• At least 2 years past audited financials for business income.