Interest Rate

Interest Rate Effective from 2074 Magh 11, i.e. 2018 Jan 25

Loans and Advances

Types of Loan  
Rate in % P.A.
Overdraft BR +2.00 to 4.00
Working Capital Loan BR +2.00 to 4.00
Business Term Loan BR +1.50 to 3.50
SME Loan Installment BR +1.50 to 3.50
SME Loan Revolving BR +2.00 to 4.00
Real Estate Loan BR +4.00 to 5.50
Tourism/Hotel Loan BR +1.50 to 3.50
Agriculture Enterprises Loan BR +2.00 to 3.50
Housing Loan BR +2.50 to 4.00
Hire Purchase Loan  
         Private Use BR +2.00 to 3.50
         Business /Commercial Use BR +3.00 to 5.00
Foreign Employment Loan BR +3.00 to 5.00
Education Loan BR +3.00 to 5.00
Loan Against Marketable Securities BR +4.00 to 5.00
Loan Against Fixed Deposit +2%
 Consortium Loan As per consortium decision
Deprived Sector Loan  - Individual
                                 -Group Based                       
                                  -Institutional
BR+3.00 to 6.00
BR+4.00 to 6.50
As per Agreement
Easy Loan Revolving BR +3.50 to 5.50
Easy Loan Installment BR +3.00 to 5.00
Gold & Silver Loan BR +2.00 to 4.00

Base Rate (BR) as on Paush End 2074         11.80%
Base Rate (BR) as on Ashwin End 2074       11.92%
Base Rate (BR) as on Bhadra End 2074       11.96%
Base Rate (BR) as on Shrawan End 2074    12.01%
Base Rate (BR) as on Ashad End 2074        11.71%


Deposits​

Fixed Deposit Quarterly On Maturity
3 months 9.25 % p.a. -
6 months 9.75 % p.a. -
9 months 10.25 % p.a. -
1 year 11.00 % p.a. 11.25 % p.a.
2 years and above 11.15 % p.a. 11.35 % p.a.
Mega FD 1 Year (Min. 5 lakhs)        11.25% p.a.                                 11.50% p.a.
Mahila Samman FD 1 Year 10.00 % p.a. (Monthly Interest)  
Jestha Nagrik Samman FD 1 Year  10.00 % p.a. (Monthly Interest)  

Saving Deposit Interest Rate Minimum Balance
Normal Saving 5.50 % p.a. Zero Balance
Remittance Saving 5.50 % p.a. Rs. 500.00
General Saving 5.50 % p.a. Rs. 500.00
Pensioner Saving 5.75 % p.a. Rs. 1,000.00
Special Saving 5.50 % p.a. Rs. 1,000.00
Sahara Saving 5.65 % p.a.* Rs. 2,000.00
Child Saving 5.50 % p.a. Rs. 1,000.00
Premium Saving 5.75 % p.a. Rs. 5,000.00
Sabal Nari Saving 5.75 % p.a. Rs. 500.00
Subidha Saving 6.00 % p.a. Rs. 6,000.00
Provident Fund 5.75 % p.a. Zero Balance
Salary Saving 6.25 % p.a.* Zero Balance
Shareholder Saving 6.00 % p.a. Rs. 1,000.00
Staff Saving 7.50 % p.a. Zero Balance
Swarnim Saving 7.50 % p.a. Rs. 10,000.00
Farmer Saving 5.50 % p.a. Rs. 100.00
Group Saving 5.50 % p.a. Rs. 100.00
Student Saving 5.50 % p.a. Rs. 100.00
Corporate Call Account up to 5.50 % p.a. Rs. 5,000.00
Interbank Call Account up to 5.50 % p.a. Rs. 10,000.00
Personal Call Account up to 5.50 % p.a. Rs. 50,000.00
*Conditions Apply
 

visit us on our hours

Sunday - Thursday
9:45 am - 5:00 pm
Friday 9:45 - 3:00 pm

Saturday & Holidays Counter from following branches
New Road Branch
Narayanghad (Lions Chowk) Branch
Butwal Branch
Transaction Hour
11:00 am - 2:00 pm

EMI Calculator

find us easily View our Branches

Srijana Chowk, Pokhara Lekhnath-8, Kaski
Tel: +977-061-539672, 539673, 532815
Fax : +977-061-537499
P.O. Box : 71
URL : www.kamanasewabank.com
E-mail : info@kamanasewabank.com